Upstart Holdings (UPST) stock: insider trades, news & valuation
Financials · Net buyingShare price and insider trades
Upstart Holdings insider trading at a glance (Oct 9, 2026): in the past 12 months, 2 insiders bought $11.6M and 5 sold $7.5M of UPST stock on the open market; P/E 48.2 vs. a sector median of 12.2.
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UPST insider buying and selling by quarter
Open-market purchases (green, above the line) and sales (red, below), by trade date.
| Quarter | Bought | Purchases | Sold | Sales |
|---|---|---|---|---|
| Q4 2026 | — | 0 | — | 0 |
| Q3 2026 | $1.3M | 1 | $4.4M | 10 |
| Q2 2026 | $6.4M | 3 | $1.2M | 12 |
| Q1 2026 | — | 0 | $548K | 7 |
| Q4 2025 | $3.9M | 2 | $1.4M | 11 |
Valuation, profit and volume
Pick score 45/100Summary
Over the past 12 months, 2 Upstart Holdings, Inc. insiders reported open-market purchases totaling $11.6M, while 5 insiders reported sales totaling $7.5M. Among insiders with enough purchase history to measure, Paul Gu (CEO) has the highest Insider Score at 34. 14 of 40 recorded sales were made under pre-scheduled Rule 10b5-1 trading plans, which are usually less informative than discretionary sales.
UPST stock news and SEC filings
Recent 8-K filings and headlines. Tone is scored from the headline wording; “Policy” marks regulatory, trade or government topics.
- 8-K Earnings release
Insider transactions
Open-market purchases and sales.
| Filed | Insider | Type | Shares | Price | Value | Since | Score |
|---|---|---|---|---|---|---|---|
| Sep 10SEC | Sanjay DattaPresident | Sell | 116,000476,578 held (−20%) | $27.29 | $3.2M | -11.7% | — |
| Sep 10SEC | Paul GuCEO | Buy | 50,000130,000 held (+62%) | $25.55 | $1.3M | -5.7% | 34 |
| Aug 27SEC | Natalia MirgorodskayaSee Remarks | Sell Plan | 91335,875 held (−2%) | $30.03 | $27K | -19.7% | — |
| Aug 21SEC | Sanjay DattaPresident | Sell | 10,000301,523 held (−3%) | $31.46 | $315K | -23.4% | — |
| Aug 21SEC | Sanjay DattaPresident | Sell | 8,945292,578 held (−3%) | $28.09 | $251K | -14.2% | — |
| Aug 21SEC | Scott DarlingGeneral Counsel | Sell | 7,69673,306 held (−10%) | $28.09 | $216K | -14.2% | — |
| Aug 21SEC | Natalia MirgorodskayaSee Remarks | Sell | 58636,788 held (−2%) | $28.09 | $16K | -14.2% | — |
| Aug 19SEC | Andrea BlankmeyerCFO | Sell Plan | 7,175155,208 held (−4%) | $29.36 | $211K | -17.9% | — |
| Aug 19SEC | Andrea BlankmeyerCFO | Sell Plan | 3,000152,208 held (−2%) | $29.33 | $88K | -17.8% | — |
| Aug 19SEC | Sanjay DattaPresident | Sell | 2,033311,523 held (−1%) | $29.36 | $60K | -17.9% | — |
| Aug 19SEC | Scott DarlingGeneral Counsel | Sell | 81487,186 held (−1%) | $29.36 | $24K | -17.9% | — |
| Jun 11SEC | Sanjay DattaPresident | Sell | 15,000313,556 held (−5%) | $30.41 | $456K | -20.7% | — |
| May 27SEC | Natalia MirgorodskayaSee Remarks | Sell Plan | 97437,374 held (−3%) | $28.99 | $28K | -16.9% | — |
| May 22SEC | Sanjay DattaPresident | Sell | 7,985328,556 held (−2%) | $28.77 | $230K | -16.2% | — |
| May 22SEC | Scott DarlingGeneral Counsel | Sell | 6,63488,728 held (−7%) | $28.78 | $191K | -16.3% | — |
| May 22SEC | Natalia MirgorodskayaSee Remarks | Sell | 52638,348 held (−1%) | $28.77 | $15K | -16.2% | — |
| May 18SEC | Andrea BlankmeyerCFO | Sell | 4,184162,484 held (−3%) | $30.05 | $126K | -19.8% | — |
| May 18SEC | Andrea BlankmeyerCFO | Sell | 2,759166,668 held (−2%) | $28.96 | $80K | -16.8% | — |
| May 18SEC | Sanjay DattaPresident | Sell | 1,011336,541 held (−0%) | $30.03 | $30K | -19.7% | — |
| May 18SEC | Sanjay DattaPresident | Sell | 806337,552 held (−0%) | $28.96 | $23K | -16.8% | — |
| May 18SEC | Scott DarlingGeneral Counsel | Sell | 441102,609 held (−0%) | $29.99 | $13K | -19.6% | — |
| May 18SEC | Scott DarlingGeneral Counsel | Sell | 286103,864 held (−0%) | $28.84 | $8K | -16.4% | — |
| May 18SEC | Andrea BlankmeyerCFO | Sell | 101162,383 held (−0%) | $30.54 | $3K | -21.1% | — |
| May 14SEC | Paul GuCEO | Buy | 50,00070,000 held (+250%) | $27.50 | $1.4M | -12.4% | 34 |
| May 8SEC | Dave GirouardDirector | Buy | 169,9408,512,641 held (+2%) | $29.37 | $5.0M | -17.9% | — |
| May 8SEC | Dave GirouardDirector | Buy | 3008,512,941 held (+0%) | $29.76 | $9K | -19.0% | — |
| Mar 3SEC | Natalia MirgorodskayaSee Remarks | Sell Plan | 39034,274 held (−1%) | $26.02 | $10K | -7.4% | — |
| Feb 27SEC | Natalia MirgorodskayaSee Remarks | Sell Plan | 86625,289 held (−3%) | $28.79 | $25K | -16.3% | — |
| Feb 24SEC | Sanjay DattaCFO | Sell | 7,982276,688 held (−3%) | $29.86 | $238K | -19.3% | — |
| Feb 24SEC | Scott DarlingGeneral Counsel | Sell Plan | 6,47886,120 held (−7%) | $29.85 | $193K | -19.3% | — |
| Feb 24SEC | Natalia MirgorodskayaSee Remarks | Sell | 63326,155 held (−2%) | $29.90 | $19K | -19.4% | — |
| Feb 24SEC | Scott DarlingGeneral Counsel | Sell Plan | 39031,637 held (−1%) | $30.25 | $12K | -20.3% | — |
| Jan 7SEC | Scott DarlingGeneral Counsel | Sell Plan | 1,00017,435 held (−5%) | $50.00 | $50K | -51.8% | — |
| Dec 16SEC | Scott DarlingGeneral Counsel | Sell Plan | 7,39217,435 held (−30%) | $50.00 | $370K | -51.8% | — |
| Dec 16SEC | Kerry Whorton CooperDirector | Sell Plan | 1,50023,934 held (−6%) | $50.00 | $75K | -51.8% | — |
| Nov 26SEC | Natalia MirgorodskayaSee Remarks | Sell Plan | 76226,398 held (−3%) | $38.91 | $30K | -38.1% | — |
| Nov 24SEC | Sanjay DattaCFO | Sell | 12,624285,280 held (−4%) | $36.54 | $461K | -34.0% | — |
| Nov 24SEC | Scott DarlingGeneral Counsel | Sell | 7,32398,390 held (−7%) | $36.55 | $268K | -34.1% | — |
| Nov 24SEC | Sanjay DattaCFO | Sell | 1,000284,280 held (−0%) | $36.99 | $37K | -34.8% | — |
| Nov 24SEC | Natalia MirgorodskayaSee Remarks | Sell | 74127,240 held (−3%) | $36.58 | $27K | -34.1% | — |
| Nov 24SEC | Scott DarlingGeneral Counsel | Sell | 40097,990 held (−0%) | $37.03 | $15K | -34.9% | — |
| Nov 24SEC | Natalia MirgorodskayaSee Remarks | Sell | 8027,160 held (−0%) | $36.95 | $3K | -34.8% | — |
| Nov 13SEC | Paul GuCTO | Buy | 80,000new position | $39.23 | $3.1M | -38.6% | 34 |
| Nov 13SEC | Paul GuCTO | Buy | 20,000new position | $39.22 | $784K | -38.6% | 34 |
| Oct 28SEC | Scott DarlingGeneral Counsel | Sell Plan | 1,000123,148 held (−1%) | $55.01 | $55K | -56.2% | — |
| Oct 3SEC | Scott DarlingGeneral Counsel | Sell Plan | 1,000123,898 held (−1%) | $54.64 | $55K | -55.9% | — |
Insiders at Upstart Holdings, Inc.
| Insider | Bought | Sold | Last filing | Score |
|---|---|---|---|---|
| Paul GuCEO | $6.6M | — | Sep 10, 2026 | 34 |
| Dave GirouardDirector | $5.0M | — | May 8, 2026 | — |
| Sanjay DattaPresident | — | $5.3M | Sep 10, 2026 | — |
| Scott DarlingGeneral Counsel | — | $1.5M | Aug 21, 2026 | — |
| Andrea BlankmeyerCFO | — | $507K | Aug 19, 2026 | — |
| Natalia MirgorodskayaSee Remarks | — | $201K | Aug 27, 2026 | — |
| Kerry Whorton CooperDirector | — | $75K | Dec 16, 2025 | — |
Insider activity at other Financials companies
Same sector, ranked by insider buying in the last 90 days.
UPST stock: common questions
Are Upstart Holdings, Inc. insiders buying UPST stock?
In the past 12 months, 2 insiders reported open-market purchases of UPST worth $11.6M. The latest was CEO Paul Gu bought $1.3M of UPST at $25.55 — raises the stake by 62%.
Are Upstart Holdings, Inc. insiders selling UPST stock?
5 insiders reported sales worth $7.5M over the same period.
Where does this data come from?
Every transaction comes from Form 4 filings that insiders must submit to the SEC within two business days of a trade. We pull them from SEC EDGAR every night.
What is UPST's P/E ratio?
UPST trades at about 48.2 times trailing earnings, compared with a median of 12.2 for the Financials sector.
What is UPST's 52-week range?
Over the past year UPST has traded between $22.81 and $52.74. It last closed at $24.10 on Oct 9, 2026.