CITIZENS FINANCIAL SERVICES (CZFS) stock: insider trades, news & valuation
Financials · Net buyingShare price and insider trades
CITIZENS FINANCIAL SERVICES insider trading at a glance (Oct 9, 2026): in the past 12 months, 2 insiders bought $80K and 1 sold $5K of CZFS stock on the open market; P/E 9.1 vs. a sector median of 12.2.
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CZFS insider buying and selling by quarter
Open-market purchases (green, above the line) and sales (red, below), by trade date.
| Quarter | Bought | Purchases | Sold | Sales |
|---|---|---|---|---|
| Q4 2026 | — | 0 | — | 0 |
| Q3 2026 | $15K | 2 | $1K | 1 |
| Q2 2026 | $11K | 2 | $3K | 2 |
| Q1 2026 | $42K | 2 | — | 0 |
| Q4 2025 | $28K | 4 | — | 0 |
Valuation, profit and volume
Summary
Over the past 12 months, 2 CITIZENS FINANCIAL SERVICES INC insiders reported open-market purchases totaling $80K, while 1 insider reported sales totaling $5K. 0 of 3 recorded sales were made under pre-scheduled Rule 10b5-1 trading plans, which are usually less informative than discretionary sales.
CZFS stock news and SEC filings
Recent 8-K filings and headlines. Tone is scored from the headline wording; “Policy” marks regulatory, trade or government topics.
Insider transactions
Open-market purchases and sales.
| Filed | Insider | Type | Shares | Price | Value | Since | Score |
|---|---|---|---|---|---|---|---|
| Sep 1SEC | Stephen J GuillaumePresident | Buy | 245,094 held (+0%) | $76.32 | $2K | +2.3% | — |
| Aug 5SEC | John P Painter IIDirector | Buy | 1603,921 held (+4%) | $80.52 | $13K | -3.1% | — |
| Jul 9SEC | Leeann GephartPresident | Sell | 15946 held (−2%) | $71.52 | $1K | +9.1% | — |
| Jun 25SEC | Leeann GephartPresident | Sell | 29808 held (−3%) | $66.52 | $2K | +17.3% | — |
| Jun 2SEC | Stephen J GuillaumePresident | Buy | 344,718 held (+1%) | $61.78 | $2K | +26.3% | — |
| May 28SEC | Leeann GephartPresident | Sell | 24837 held (−3%) | $64.78 | $2K | +20.5% | — |
| May 12SEC | John P Painter IIDirector | Buy | 1403,662 held (+4%) | $63.67 | $9K | +22.6% | — |
| Mar 6SEC | John P Painter IIDirector | Buy | 6753,412 held (+25%) | $61.00 | $41K | +28.0% | — |
| Mar 2SEC | Stephen J GuillaumePresident | Buy | 134,656 held (+0%) | $57.06 | $742 | +36.8% | — |
| Dec 1SEC | Stephen J GuillaumePresident | Buy | 164,570 held (+0%) | $53.10 | $850 | +47.0% | — |
| Nov 5SEC | Randall E BlackCEO, President | Buy | 2244,035 held (+0%) | $54.25 | $1K | +43.9% | — |
| Nov 4SEC | Randall E BlackCEO, President | Buy | 27843,813 held (+1%) | $54.00 | $15K | +44.5% | — |
| Nov 4SEC | Randall E BlackCEO, President | Buy | 20044,013 held (+0%) | $54.25 | $11K | +43.9% | — |
Insiders at CITIZENS FINANCIAL SERVICES INC
| Insider | Bought | Sold | Last filing | Score |
|---|---|---|---|---|
| John P Painter IIDirector | $63K | — | Aug 5, 2026 | — |
| Randall E BlackCEO, President | $27K | — | Nov 5, 2025 | — |
| Stephen J GuillaumePresident | $6K | — | Sep 1, 2026 | — |
| Leeann GephartPresident | — | $5K | Jul 9, 2026 | — |
Insider activity at other Financials companies
Same sector, ranked by insider buying in the last 90 days.
CZFS stock: common questions
Are CITIZENS FINANCIAL SERVICES INC insiders buying CZFS stock?
In the past 12 months, 2 insiders reported open-market purchases of CZFS worth $80K. The latest was President Stephen J Guillaume bought $2K of CZFS at $76.32.
Are CITIZENS FINANCIAL SERVICES INC insiders selling CZFS stock?
1 insiders reported sales worth $5K over the same period.
Where does this data come from?
Every transaction comes from Form 4 filings that insiders must submit to the SEC within two business days of a trade. We pull them from SEC EDGAR every night.
What is CZFS's P/E ratio?
CZFS trades at about 9.1 times trailing earnings, compared with a median of 12.2 for the Financials sector.
What is CZFS's 52-week range?
Over the past year CZFS has traded between $51.60 and $83.16. It last closed at $78.05 on Oct 9, 2026.